Determining Which Financing Option is Right for You: We have payment methods for every budget.

With the number of payment options available at The Black Friday Furniture Stores, you can choose the one that is most convenient for you and your budget. We want to make sure you always have a great experience when you visit, so if you need assistance choosing the payment method, our team is ready to help.

No Interest if paid in full in 6 months on purchases of $99 or more.
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.

No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 4/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.

Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.


It couldn’t be easier to get started. Ask yourself these three questions to qualify.
Am I 18 years old or older?

Do I have an active checking account?

Do I have a steady source of income?

If you answered YES to each of these, you’re ready to apply!


6 month term

15% down ($49.00 minimum)

Equal payments every two weeks